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The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. In some cases this may mean working with traditional affordable housing developments, serving New Jersey's most needy families.

In other instances it is working with First-Time Homebuyers, senior citizens, and/or the disabled in our special needs communities. In every situation NJHMFA is committed to make quality housing available at costs affordable to New Jersey residents.

NJHMFA recognizes that housing is developed within a community context. If we are to build strong quality houses we must also work to create healthy, safe and vibrant communities. It is clear that housing and families both influence and are influenced by the communities in which they reside.

To this end NJHMFA works to insure that our investments leverage existing community resources and enhance market value and community well being.

Agency Mission Statement

Read the Agency's Mission Statement.

Meet Our Executive Director

Find out more about NJHMFA's Executive Director, Melanie R. Walter.  

Portfolio: Our Completed Properties

View our 2016-2017 completed property portfolio.

Contact Us

Send the Agency a general inquiry or access a list of important contacts, phone numbers and email addresses.


All about the NJHMFA Board, with schedule information and links to board meeting agendas and minutes.

Agency Regulations

Download the Agency Regulations as a PDF file (17MB)

Investor Information

Information for investors, including frequently asked questions.

Available Properties

View NJHMFA's current available properties, including Real Estate Owned Properties and Multifamily Asset Disposition.

Subsidiary Corporations

A list of and general information about NJHMFA's Subsidiary Corportaions, including links to meeting minutes.

New Jersey Housing Affordability Service (HAS)

Access information about the New Jersey Housing Affordability Service (HAS) here.

Procurement Information

Information on how to request bid documents and the NJHMFA procurement calendar.

Careers at NJHMFA

Join our fantastic NJHMFA staff. Learn about our Human Resources Team, view current job openings and learn how to apply.

Partner with NJHMFA

The NJHMFA works with a variety of other business partners - including Lenders, Appraisers, Credit Reporting Agencies, Single Family Housing Counselors, NJ Judiciary Foreclosure Mediation and NJ HomeKeeper Counselors, Market Analysts, and REO Asset Managers.

Find out about our various partners, learn the steps necessary in order to become a partner organization and download the pertinent documents.

NJHMFA Employee Portal

NJHMFA Employees Only: Access the Employee Portal